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I applied for a house and a car loan but was rejected because I had a low credit score 454 with a couple of negative items (including eviction, bankruptcy and a judgment), I was really devastated. I ran into an old friend, I explained everything to him and he eventually introduced me to a specialist who happens to be a former FICO agent. within 72hours, he had my credit score raised, wiping out the entire negative items and also add some tradelines. I promised to get him many referrals if he was able to help me out of the bad situation. So, I'm confidently recommending C R E D I T S P E C I A L I S T 4 @ G M A I L . C O M, +1 9 1 2 3 8 8 3 2 3 2. for your credit score & credit report issues, he is a true credit specialist. Thank me later guys!